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Portfolio Holdings Detail for ISIN IE00B0M62Q58
Stock Name / FundiShares MSCI World UCITS ETF USD (Dist)
IssuerBlackrock
Entity holding fund iShares Public Limited Company
Entity TypeUmbrella investment company with variable capital and having segregated liability between its funds
Entity LEI 549300YDM1GFZR5B4U80
ETF TickerIDWR(USD) LSE
ETF TickerIQQW(EUR) F
ETF TickerIDWR.LS(USD) CXE
ETF TickerIQQW.DE(EUR) CXE
ETF TickerIWRD.AS(EUR) CXE
ETF TickerIWRD.LS(GBX) CXE
ETF TickerIWRD.MI(EUR) CXE
ETF TickerIWRDz(USD) CXE
ETF TickerIWRD(EUR) ETF Plus
ETF TickerIDWR.L(GBP) LSE

Holdings detail for ACGL

Stock NameArch Capital Group Ltd
TickerACGL(USD) NASDAQ
TYPECommon Stock
CountryUSA
ISINBMG0450A1053
LEI549300AYR4P8AFKDCE43

Show aggregate ACGL holdings

News associated with ACGL

Arch Capital Group Ltd. (NASDAQ:ACGL) Short Interest Up 29.9% in August
Arch Capital Group Ltd. (NASDAQ:ACGL – Get Free Report) was the recipient of a large increase in short interest in August. As of August 15th, there was short interest totaling 6,090,000 shares, an increase of 29.9% from the July 31st total of 4,690,000 shares. Based on an average daily trading volume, of 2,180,000 shares, the […] - 2025-09-10 02:43:32
Arch Capital Group Ltd. (NASDAQ:ACGL) Shares Sold by Atria Wealth Solutions Inc.
Atria Wealth Solutions Inc. lowered its position in Arch Capital Group Ltd. (NASDAQ:ACGL – Free Report) by 59.8% during the first quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission (SEC). The firm owned 4,252 shares of the insurance provider’s stock after selling 6,328 shares during the […] - 2025-08-15 04:54:50
Cantor Fitzgerald Upgrades Arch Capital Group (NASDAQ:ACGL) to Hold
Arch Capital Group (NASDAQ:ACGL – Get Free Report) was upgraded by equities researchers at Cantor Fitzgerald to a “hold” rating in a research note issued to investors on Wednesday,Zacks.com reports. A number of other equities analysts have also recently commented on ACGL. Keefe, Bruyette & Woods lifted their price objective on shares of Arch Capital […] - 2025-08-15 02:36:50
Blair William & Co. IL Sells 727 Shares of Arch Capital Group Ltd. (NASDAQ:ACGL)
Blair William & Co. IL lowered its stake in shares of Arch Capital Group Ltd. (NASDAQ:ACGL – Free Report) by 13.5% during the first quarter, according to its most recent disclosure with the Securities and Exchange Commission. The firm owned 4,663 shares of the insurance provider’s stock after selling 727 shares during the quarter. Blair […] - 2025-08-12 04:58:48
Arch Capital Group (NASDAQ:ACGL) Price Target Raised to $102.00
Arch Capital Group (NASDAQ:ACGL – Free Report) had its price target increased by Keefe, Bruyette & Woods from $101.00 to $102.00 in a research note published on Tuesday,Benzinga reports. The brokerage currently has a market perform rating on the insurance provider’s stock. ACGL has been the subject of a number of other reports. UBS Group […] - 2025-08-08 02:56:53
Reviewing Arch Capital Group (NASDAQ:ACGL) & Sampo (OTCMKTS:SAXPY)
Arch Capital Group (NASDAQ:ACGL – Get Free Report) and Sampo (OTCMKTS:SAXPY – Get Free Report) are both large-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their risk, institutional ownership, profitability, earnings, valuation, analyst recommendations and dividends. Volatility and Risk Arch Capital Group has […] - 2025-08-08 02:25:00
After-Hours Earnings Report for July 29, 2025 : V, BKNG, SBUX, MDLZ, RSG, EA, ACGL, STX, PPG, ESS, TER, WPC
The following companies are expected to report earnings after hours on 07/29/2025. Visit our Earnings Calendar for a full list of expected earnings releases.Visa Inc. (V)is reporting for the quarter ending June 30, 2025. The financial transactions company's consensus earnings pe - 2025-07-29 15:00:01
Private Advisor Group LLC Has $1.07 Million Stock Holdings in Arch Capital Group Ltd. (NASDAQ:ACGL)
Private Advisor Group LLC lifted its holdings in shares of Arch Capital Group Ltd. (NASDAQ:ACGL – Free Report) by 8.0% in the first quarter, according to the company in its most recent filing with the Securities and Exchange Commission (SEC). The fund owned 11,121 shares of the insurance provider’s stock after buying an additional 823 […] - 2025-07-28 05:16:56
Allianz Asset Management GmbH Reduces Stake in Arch Capital Group Ltd. (NASDAQ:ACGL)
Allianz Asset Management GmbH reduced its position in Arch Capital Group Ltd. (NASDAQ:ACGL – Free Report) by 30.5% in the 1st quarter, according to its most recent filing with the Securities and Exchange Commission (SEC). The institutional investor owned 223,190 shares of the insurance provider’s stock after selling 98,015 shares during the period. Allianz Asset […] - 2025-07-25 05:49:00
Y Intercept Hong Kong Ltd Acquires 6,949 Shares of Arch Capital Group Ltd. (NASDAQ:ACGL)
Y Intercept Hong Kong Ltd raised its holdings in Arch Capital Group Ltd. (NASDAQ:ACGL – Free Report) by 91.8% during the first quarter, HoldingsChannel.com reports. The fund owned 14,517 shares of the insurance provider’s stock after purchasing an additional 6,949 shares during the period. Y Intercept Hong Kong Ltd’s holdings in Arch Capital Group were […] - 2025-07-24 09:00:47
Arch Capital Group Ltd. (NASDAQ:ACGL) Receives $113.60 Average Target Price from Analysts
Shares of Arch Capital Group Ltd. (NASDAQ:ACGL – Get Free Report) have received an average recommendation of “Moderate Buy” from the fifteen ratings firms that are presently covering the firm, Marketbeat Ratings reports. Seven analysts have rated the stock with a hold rating and eight have given a buy rating to the company. The average […] - 2025-07-14 03:44:47
Penserra Capital Management LLC Lowers Stock Position in Arch Capital Group Ltd. (NASDAQ:ACGL)
Penserra Capital Management LLC lowered its position in shares of Arch Capital Group Ltd. (NASDAQ:ACGL – Free Report) by 33.3% in the 1st quarter, HoldingsChannel.com reports. The institutional investor owned 1,738 shares of the insurance provider’s stock after selling 869 shares during the period. Penserra Capital Management LLC’s holdings in Arch Capital Group were worth […] - 2025-07-13 05:34:49
Keefe, Bruyette & Woods Reaffirms “Market Perform” Rating for Arch Capital Group (NASDAQ:ACGL)
Arch Capital Group (NASDAQ:ACGL – Get Free Report)‘s stock had its “market perform” rating reissued by equities researchers at Keefe, Bruyette & Woods in a report released on Wednesday, Marketbeat Ratings reports. They presently have a $101.00 price target on the insurance provider’s stock, down from their prior price target of $113.00. Keefe, Bruyette & […] - 2025-07-11 02:20:49
Mirae Asset Global Investments Co. Ltd. Purchases 6,406 Shares of Arch Capital Group Ltd. (NASDAQ:ACGL)
Mirae Asset Global Investments Co. Ltd. boosted its position in shares of Arch Capital Group Ltd. (NASDAQ:ACGL – Free Report) by 14.1% in the 1st quarter, according to its most recent filing with the Securities & Exchange Commission. The fund owned 51,804 shares of the insurance provider’s stock after purchasing an additional 6,406 shares during […] - 2025-07-02 05:32:55
Diversified Trust Co Buys New Stake in Arch Capital Group Ltd. (NASDAQ:ACGL)
Diversified Trust Co purchased a new position in shares of Arch Capital Group Ltd. (NASDAQ:ACGL – Free Report) in the first quarter, Holdings Channel reports. The fund purchased 4,520 shares of the insurance provider’s stock, valued at approximately $435,000. Several other institutional investors and hedge funds also recently modified their holdings of ACGL. Vanguard Group […] - 2025-07-01 05:27:00
282 Shares in Arch Capital Group Ltd. (NASDAQ:ACGL) Acquired by Bartlett & CO. Wealth Management LLC
Bartlett & CO. Wealth Management LLC purchased a new stake in shares of Arch Capital Group Ltd. (NASDAQ:ACGL – Free Report) during the first quarter, according to its most recent disclosure with the Securities and Exchange Commission (SEC). The fund purchased 282 shares of the insurance provider’s stock, valued at approximately $27,000. A number of […] - 2025-06-30 05:30:59
Cambridge Investment Research Advisors Inc. Boosts Holdings in Arch Capital Group Ltd. (NASDAQ:ACGL)
Cambridge Investment Research Advisors Inc. boosted its holdings in Arch Capital Group Ltd. (NASDAQ:ACGL – Free Report) by 0.4% in the 1st quarter, according to its most recent filing with the Securities and Exchange Commission (SEC). The firm owned 62,844 shares of the insurance provider’s stock after purchasing an additional 240 shares during the quarter. […] - 2025-06-27 04:52:49
Continuum Advisory LLC Has $53,000 Stake in Arch Capital Group Ltd. (NASDAQ:ACGL)
Continuum Advisory LLC reduced its stake in Arch Capital Group Ltd. (NASDAQ:ACGL – Free Report) by 98.6% in the 1st quarter, according to the company in its most recent disclosure with the Securities and Exchange Commission. The firm owned 552 shares of the insurance provider’s stock after selling 38,540 shares during the period. Continuum Advisory […] - 2025-06-26 05:46:57
Arch Capital Group Ltd. (NASDAQ:ACGL) Shares Sold by Kentucky Retirement Systems
Kentucky Retirement Systems cut its position in Arch Capital Group Ltd. (NASDAQ:ACGL – Free Report) by 4.3% in the first quarter, HoldingsChannel reports. The institutional investor owned 24,628 shares of the insurance provider’s stock after selling 1,109 shares during the period. Kentucky Retirement Systems’ holdings in Arch Capital Group were worth $2,369,000 at the end […] - 2025-06-24 06:20:52
Kentucky Retirement Systems Insurance Trust Fund Acquires New Holdings in Arch Capital Group Ltd. (NASDAQ:ACGL)
Kentucky Retirement Systems Insurance Trust Fund acquired a new stake in Arch Capital Group Ltd. (NASDAQ:ACGL – Free Report) during the 1st quarter, HoldingsChannel.com reports. The fund acquired 10,490 shares of the insurance provider’s stock, valued at approximately $1,009,000. Several other hedge funds have also recently bought and sold shares of the company. Oregon Public […] - 2025-06-24 06:20:52
Janney Montgomery Scott LLC Has $11.50 Million Stake in Arch Capital Group Ltd. (NASDAQ:ACGL)
Janney Montgomery Scott LLC decreased its holdings in Arch Capital Group Ltd. (NASDAQ:ACGL – Free Report) by 6.7% in the 1st quarter, according to its most recent filing with the Securities & Exchange Commission. The institutional investor owned 119,533 shares of the insurance provider’s stock after selling 8,527 shares during the quarter. Janney Montgomery Scott […] - 2025-06-20 05:23:00
Brighton Jones LLC Purchases Shares of 2,145 Arch Capital Group Ltd. (NASDAQ:ACGL)
Brighton Jones LLC purchased a new stake in Arch Capital Group Ltd. (NASDAQ:ACGL – Free Report) during the 1st quarter, according to the company in its most recent Form 13F filing with the Securities and Exchange Commission. The fund purchased 2,145 shares of the insurance provider’s stock, valued at approximately $206,000. Several other institutional investors […] - 2025-06-19 06:52:53
Exchange Traded Concepts LLC Raises Stake in Arch Capital Group Ltd. (NASDAQ:ACGL)
Exchange Traded Concepts LLC increased its stake in shares of Arch Capital Group Ltd. (NASDAQ:ACGL – Free Report) by 332.8% during the first quarter, according to its most recent filing with the SEC. The institutional investor owned 37,435 shares of the insurance provider’s stock after purchasing an additional 28,786 shares during the period. Exchange Traded […] - 2025-06-17 05:40:52
Arch Capital Group Ltd. (NASDAQ:ACGL) Shares Sold by Farmers & Merchants Investments Inc.
Farmers & Merchants Investments Inc. lowered its position in Arch Capital Group Ltd. (NASDAQ:ACGL – Free Report) by 35.1% during the first quarter, according to its most recent 13F filing with the Securities and Exchange Commission (SEC). The institutional investor owned 283 shares of the insurance provider’s stock after selling 153 shares during the quarter. […] - 2025-06-16 07:04:49
2,380 Shares in Arch Capital Group Ltd. (NASDAQ:ACGL) Acquired by Simon Quick Advisors LLC
Simon Quick Advisors LLC acquired a new position in shares of Arch Capital Group Ltd. (NASDAQ:ACGL – Free Report) during the 1st quarter, according to the company in its most recent Form 13F filing with the Securities and Exchange Commission. The firm acquired 2,380 shares of the insurance provider’s stock, valued at approximately $229,000. Other […] - 2025-06-16 04:58:50
Arch Capital Group Ltd. (NASDAQ:ACGL) Shares Sold by CX Institutional
CX Institutional lessened its position in Arch Capital Group Ltd. (NASDAQ:ACGL – Free Report) by 93.9% in the first quarter, according to the company in its most recent Form 13F filing with the Securities and Exchange Commission (SEC). The fund owned 3,163 shares of the insurance provider’s stock after selling 48,558 shares during the period. […] - 2025-06-15 05:46:49
Arch Capital Group (NASDAQ:ACGL) Rating Lowered to Hold at Jefferies Financial Group
Arch Capital Group (NASDAQ:ACGL – Get Free Report) was downgraded by equities research analysts at Jefferies Financial Group from a “buy” rating to a “hold” rating in a report released on Tuesday, MarketBeat reports. They currently have a $100.00 price target on the insurance provider’s stock, down from their prior price target of $106.00. Jefferies […] - 2025-06-12 02:23:29
Wedmont Private Capital Has $608,000 Position in Arch Capital Group Ltd. (NASDAQ:ACGL)
Wedmont Private Capital reduced its holdings in shares of Arch Capital Group Ltd. (NASDAQ:ACGL – Free Report) by 37.5% in the first quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission. The firm owned 6,596 shares of the insurance provider’s stock after selling 3,960 shares during the […] - 2025-06-10 05:32:56
Arch Capital Group Ltd. (NASDAQ:ACGL) Sees Significant Growth in Short Interest
Arch Capital Group Ltd. (NASDAQ:ACGL – Get Free Report) saw a significant increase in short interest during the month of May. As of May 15th, there was short interest totalling 3,840,000 shares, an increase of 18.9% from the April 30th total of 3,230,000 shares. Based on an average daily volume of 1,660,000 shares, the days-to-cover […] - 2025-06-04 02:32:59
Arch Capital Group (NASDAQ:ACGL) Price Target Raised to $110.00
Arch Capital Group (NASDAQ:ACGL – Free Report) had its target price upped by Morgan Stanley from $105.00 to $110.00 in a research report sent to investors on Monday,Benzinga reports. They currently have an overweight rating on the insurance provider’s stock. A number of other equities analysts have also commented on ACGL. Royal Bank of Canada […] - 2025-05-20 02:36:55

iShares MSCI World UCITS ETF USD (Dist) ACGL holdings

DateNumber of ACGL Shares HeldBase Market Value of ACGL SharesLocal Market Value of ACGL SharesChange in ACGL Shares HeldChange in ACGL Base ValueCurrent Price per ACGL Share HeldPrevious Price per ACGL Share Held
2025-11-27 (Thursday)40,554USD 3,828,298USD 3,828,2980USD 0 USD 94.4 USD 94.4
2025-11-26 (Wednesday)40,554ACGL holding decreased by -78USD 3,828,298ACGL holding increased by 24736USD 3,828,298-78USD 24,736 USD 94.4 USD 93.61
2025-11-25 (Tuesday)40,632USD 3,803,562ACGL holding increased by 67856USD 3,803,5620USD 67,856 USD 93.61 USD 91.94
2025-11-24 (Monday)40,632USD 3,735,706ACGL holding decreased by -21129USD 3,735,7060USD -21,129 USD 91.94 USD 92.46
2025-11-21 (Friday)40,632USD 3,756,835ACGL holding increased by 23567USD 3,756,8350USD 23,567 USD 92.46 USD 91.88
2025-11-20 (Thursday)40,632USD 3,733,268ACGL holding increased by 28849USD 3,733,2680USD 28,849 USD 91.88 USD 91.17
2025-11-19 (Wednesday)40,632USD 3,704,419ACGL holding decreased by -25192USD 3,704,4190USD -25,192 USD 91.17 USD 91.79
2025-11-18 (Tuesday)40,632USD 3,729,611ACGL holding decreased by -813USD 3,729,6110USD -813 USD 91.79 USD 91.81
2025-11-17 (Monday)40,632USD 3,730,424ACGL holding decreased by -28849USD 3,730,4240USD -28,849 USD 91.81 USD 92.52
2025-11-14 (Friday)40,632ACGL holding decreased by -79USD 3,759,273ACGL holding decreased by -17079USD 3,759,273-79USD -17,079 USD 92.52 USD 92.76
2025-11-13 (Thursday)40,711USD 3,776,352ACGL holding increased by 39896USD 3,776,3520USD 39,896 USD 92.76 USD 91.78
2025-11-12 (Wednesday)40,711USD 3,736,456ACGL holding increased by 45597USD 3,736,4560USD 45,597 USD 91.78 USD 90.66
2025-11-11 (Tuesday)40,711ACGL holding decreased by -156USD 3,690,859ACGL holding increased by 21411USD 3,690,859-156USD 21,411 USD 90.66 USD 89.79
2025-11-10 (Monday)40,867USD 3,669,448ACGL holding increased by 8991USD 3,669,4480USD 8,991 USD 89.79 USD 89.57
Share price and value of shares held is calculated on the adjusted close price of each day (row). Changes between days reflect the gain/loss of the portfolio as a result of changes in the adjusted close price and changes in the holdings

Share Trades of ACGL by Blackrock for IE00B0M62Q58

Show aggregate share trades of ACGL

DateActionQuantityMarket HighMarket LowLikely Trade PriceLikely Trade Value (Profit/Loss)Average Price previous trades
2025-11-26SELL-7894.46993.365 93.475USD -7,291 92.59 Loss of -69 on sale
2025-11-26SELL-7894.46993.365 93.475USD -7,291 92.59 Loss of -69 on sale
2025-11-14SELL-7993.57091.555 91.757USD -7,249 92.60 Profit of 67 on sale
2025-11-11SELL-15691.13089.905 90.027USD -14,044 92.62 Profit of 404 on sale
2025-10-22SELL-7987.88088.400 88.348USD -6,979 93.00 Profit of 368 on sale
2025-09-24SELL-15690.76090.860 90.850USD -14,173 93.29 Profit of 380 on sale
2025-08-28SELL-7891.20091.710 91.659USD -7,149 93.42 Profit of 137 on sale
2025-08-05SELL-15888.66089.180 89.128USD -14,082 93.51 Profit of 692 on sale
2025-07-29SELL-15886.12087.300 87.182USD -13,775 93.67 Profit of 1,025 on sale
2025-07-02BUY23788.38091.500 91.188USD 21,612 94.12
2025-06-23SELL-7991.11091.140 91.137USD -7,200 94.21 Profit of 243 on sale
2025-06-13SELL-15890.99092.180 92.061USD -14,546 94.37 Profit of 364 on sale
2025-06-02SELL-7896.27096.330 96.324USD -7,513 94.43 Loss of -148 on sale
2025-05-07SELL-15692.69093.920 93.797USD -14,632 94.57 Profit of 120 on sale
2025-04-25BUY31290.68091.810 91.697USD 28,609 94.79
2025-04-11BUY23492.13092.750 92.688USD 21,689 95.00
2025-04-09SELL-1,24891.48091.930 91.885USD -114,672 95.08 Profit of 3,987 on sale
2025-04-08BUY1,17086.42089.390 89.093USD 104,239 95.17
2025-04-04BUY7887.83094.490 93.824USD 7,318 95.36
2025-03-28SELL-7895.06097.400 97.166USD -7,579 95.33 Loss of -144 on sale
2025-03-14SELL-15692.57092.820 92.795USD -14,476 95.49 Profit of 420 on sale
2025-03-12SELL-15689.16090.220 90.114USD -14,058 95.63 Profit of 861 on sale
2025-03-07SELL-15691.00091.740 91.666USD -14,300 95.84 Profit of 650 on sale
2025-02-18SELL-7888.33088.900 88.843USD -6,930 96.87 Profit of 626 on sale
2025-02-12SELL-31288.26089.760 89.610USD -27,958 97.42 Profit of 2,438 on sale
2025-02-05BUY15693.06093.140 93.132USD 14,529 97.90
2025-02-04BUY39092.77093.560 93.481USD 36,458 97.99
2024-11-18BUY7896.98097.150 97.133USD 7,576 102.49
2024-11-07BUY7899.800102.160 101.924USD 7,950 103.00
2024-10-31BUY7898.560103.210 102.745USD 8,014 106.40
Market high and low price is on the date.

* (if shown) = market close price used not a projected price. This is used when we do not have market data available to calculate a projection

The likely trade price/value is our estimate on the likely price the trade took place at and is not the actual trade price. The likely LOSS/GAIN is our estimate. Where a profit/loss value is shown in the Likely Trade Value column, this is derived from matching trades between periods eg the most recent previous BUY is matched with the SELL for the same number of shares and the difference between the likely BUY price and likely SELL price is calculated. Where a profit or loss is shown in the Average Price of Previous Trades column, this is dervied using the likely trade price compared to the average of previous trades based on adjusted close

Shorting History of ACGL

DateShorted VolumeShort Exempt VolumeTotal Shares Traded% Shorted
2025-09-19226,87122499,45945.4%
2025-09-18302,9520818,79037.0%
2025-09-17224,434100923,63524.3%
2025-09-16351,25125818,03842.9%
2025-09-15342,32479585,99858.4%
2025-09-12282,00624508,13555.5%
2025-09-11310,190300537,12157.8%
2025-09-10406,8580701,99058.0%
2025-09-09380,0140960,90439.5%
2025-09-08345,4892645,09153.6%
2025-09-05236,7210515,85745.9%
2025-09-04212,7271,175503,13242.3%
2025-09-03215,7711,527687,60931.4%
2025-09-02225,6620749,01230.1%
2025-08-29134,0120530,05025.3%
2025-08-28167,1170451,41737.0%
2025-08-27185,29142348,84353.1%
2025-08-26225,2870772,16129.2%
2025-08-25161,602279345,55746.8%
2025-08-22433,823148690,14562.9%
2025-08-21346,04462696,79349.7%
2025-08-20202,5460391,70851.7%
2025-08-19251,14412,907403,45162.2%
2025-08-18407,354300645,81463.1%
2025-08-15890,62471,213,38473.4%
2025-08-14419,5920860,80748.7%
2025-08-13492,2960768,18064.1%
2025-08-12370,4970733,69050.5%
2025-08-11359,9289718,59350.1%
2025-08-08193,555172466,97641.4%
2025-08-07333,9941,823846,20839.5%
2025-08-06431,7971,0321,121,03438.5%
2025-08-05312,657135631,70949.5%
2025-08-04527,31096892,54359.1%
2025-08-01501,7252,959974,52351.5%
2025-07-31325,544200963,89833.8%
2025-07-30725,8111361,625,98444.6%
2025-07-29410,7311,2861,404,59229.2%
2025-07-28388,3501,9771,003,45738.7%
2025-07-25382,4963391,179,56732.4%
2025-07-24226,8120778,20429.1%
2025-07-23479,8702,3371,316,11836.5%
2025-07-22319,566340976,48232.7%
2025-07-21286,629320960,69129.8%
2025-07-18452,28801,266,10435.7%

The data here is derived from FINRA daily shorted trade data. The Daily Short Sale Volume is the total volume of short trades that meet certain criteria on each trade date by 6 PM ET on the trade date. The detail trade data is derived from the monthly shorted trade data which will differ in aggregate. The detail trade data is derived from the transaction level data and includes ALL trades (including exempt) and the aggregation period extends beyond 6pm.

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Note: All information is provided as is without warranty and should be used for indicative purposes only. You should independently check data before making any investment decision. This information is derived from third party sources and we cannot guarantee that their data is current, accurate, complete, free from defects etc and we therefore accept no responsibility for how it may be used. We accept no liability.