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Portfolio Holdings Detail for ISIN IE00BD45YS76
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Stock Name / FundiShares Core MSCI World UCITS ETF GBP Hedged (Dist)
IssuerBlackrock
ETF TickerIWDG(GBX) LSE
ETF TickerIWDG.LS(GBX) CXE
ETF TickerIWDG.L(GBP) LSE

Holdings detail for FNF

Stock NameFidelity National Financial Inc
TickerFNF(USD) NYSE
TYPECommon Stock
CountryUSA
ISINUS31620R3030
LEI549300CAZYIH39SYQ287

Show aggregate FNF holdings

News associated with FNF

Fidelity National Financial (NYSE:FNF) and Everest Group (NYSE:EG) Financial Analysis
Fidelity National Financial (NYSE:FNF – Get Free Report) and Everest Group (NYSE:EG – Get Free Report) are both large-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their dividends, analyst recommendations, institutional ownership, risk, profitability, earnings and valuation. Institutional and Insider Ownership 81.2% of […] - 2025-08-15 04:38:50
Deutsche Bank AG Increases Stock Holdings in Fidelity National Financial, Inc. (NYSE:FNF)
Deutsche Bank AG increased its stake in shares of Fidelity National Financial, Inc. (NYSE:FNF – Free Report) by 20.9% during the 1st quarter, according to its most recent filing with the SEC. The institutional investor owned 541,595 shares of the financial services provider’s stock after acquiring an additional 93,754 shares during the period. Deutsche Bank […] - 2025-08-13 05:54:48
Fidelity National Financial, Inc. (NYSE:FNF) Given Average Recommendation of “Moderate Buy” by Brokerages
Shares of Fidelity National Financial, Inc. (NYSE:FNF – Get Free Report) have earned an average recommendation of “Moderate Buy” from the five ratings firms that are presently covering the company, Marketbeat.com reports. One research analyst has rated the stock with a hold rating and four have given a buy rating to the company. The average […] - 2025-08-11 05:18:56
Fidelity National Financial, Inc. (NYSE:FNF) Shares Bought by LPL Financial LLC
LPL Financial LLC lifted its position in shares of Fidelity National Financial, Inc. (NYSE:FNF – Free Report) by 17.7% in the 1st quarter, HoldingsChannel reports. The institutional investor owned 275,148 shares of the financial services provider’s stock after acquiring an additional 41,432 shares during the period. LPL Financial LLC’s holdings in Fidelity National Financial were […] - 2025-08-06 05:00:52
Kestra Private Wealth Services LLC Reduces Stake in Fidelity National Financial, Inc. (NYSE:FNF)
Kestra Private Wealth Services LLC decreased its holdings in shares of Fidelity National Financial, Inc. (NYSE:FNF – Free Report) by 35.6% in the 1st quarter, according to the company in its most recent Form 13F filing with the Securities & Exchange Commission. The fund owned 5,106 shares of the financial services provider’s stock after selling […] - 2025-07-28 05:24:48
HighPoint Advisor Group LLC Acquires Shares of 3,140 Fidelity National Financial, Inc. (NYSE:FNF)
HighPoint Advisor Group LLC acquired a new stake in shares of Fidelity National Financial, Inc. (NYSE:FNF – Free Report) in the first quarter, according to the company in its most recent filing with the Securities and Exchange Commission (SEC). The fund acquired 3,140 shares of the financial services provider’s stock, valued at approximately $201,000. Other […] - 2025-07-25 05:51:09
Cwm LLC Boosts Stock Holdings in Fidelity National Financial, Inc. (NYSE:FNF)
Cwm LLC raised its holdings in shares of Fidelity National Financial, Inc. (NYSE:FNF – Free Report) by 48.7% in the 1st quarter, according to the company in its most recent disclosure with the Securities & Exchange Commission. The firm owned 28,357 shares of the financial services provider’s stock after buying an additional 9,285 shares during […] - 2025-07-20 06:26:51
Allworth Financial LP Has $277,000 Stake in Fidelity National Financial, Inc. (NYSE:FNF)
Allworth Financial LP trimmed its position in shares of Fidelity National Financial, Inc. (NYSE:FNF – Free Report) by 23.0% in the 1st quarter, according to the company in its most recent filing with the Securities and Exchange Commission (SEC). The fund owned 4,377 shares of the financial services provider’s stock after selling 1,304 shares during […] - 2025-07-16 05:46:51
Stratos Wealth Partners LTD. Sells 2,421 Shares of Fidelity National Financial, Inc. (NYSE:FNF)
Stratos Wealth Partners LTD. trimmed its position in shares of Fidelity National Financial, Inc. (NYSE:FNF – Free Report) by 33.9% during the first quarter, according to the company in its most recent Form 13F filing with the Securities & Exchange Commission. The institutional investor owned 4,726 shares of the financial services provider’s stock after selling […] - 2025-07-16 04:48:55
Fidelity National Financial, Inc. (NYSE:FNF) Shares Sold by Nisa Investment Advisors LLC
Nisa Investment Advisors LLC lessened its stake in Fidelity National Financial, Inc. (NYSE:FNF – Free Report) by 2.8% during the first quarter, according to the company in its most recent 13F filing with the SEC. The institutional investor owned 29,471 shares of the financial services provider’s stock after selling 859 shares during the quarter. Nisa […] - 2025-07-14 05:50:54
OneDigital Investment Advisors LLC Increases Stock Holdings in Fidelity National Financial, Inc. (NYSE:FNF)
OneDigital Investment Advisors LLC boosted its position in shares of Fidelity National Financial, Inc. (NYSE:FNF – Free Report) by 21.9% in the first quarter, according to its most recent filing with the Securities and Exchange Commission (SEC). The firm owned 8,482 shares of the financial services provider’s stock after acquiring an additional 1,522 shares during […] - 2025-07-10 06:03:10
Barclays Lowers Fidelity National Financial (NYSE:FNF) Price Target to $65.00
Fidelity National Financial (NYSE:FNF – Free Report) had its price objective cut by Barclays from $67.00 to $65.00 in a research note released on Tuesday morning,Benzinga reports. They currently have an equal weight rating on the financial services provider’s stock. Separately, Keefe, Bruyette & Woods raised shares of Fidelity National Financial from a “market perform” […] - 2025-07-09 05:48:55
D.A. Davidson & CO. Decreases Holdings in Fidelity National Financial, Inc. (NYSE:FNF)
D.A. Davidson & CO. trimmed its holdings in Fidelity National Financial, Inc. (NYSE:FNF – Free Report) by 2.6% in the first quarter, Holdings Channel.com reports. The institutional investor owned 45,448 shares of the financial services provider’s stock after selling 1,200 shares during the quarter. D.A. Davidson & CO.’s holdings in Fidelity National Financial were worth […] - 2025-07-07 05:56:52
Robeco Institutional Asset Management B.V. Reduces Holdings in Fidelity National Financial, Inc. (NYSE:FNF)
Robeco Institutional Asset Management B.V. cut its position in Fidelity National Financial, Inc. (NYSE:FNF – Free Report) by 15.9% in the 1st quarter, according to its most recent disclosure with the Securities and Exchange Commission. The firm owned 62,257 shares of the financial services provider’s stock after selling 11,758 shares during the quarter. Robeco Institutional […] - 2025-07-01 06:02:53
7,545 Shares in Fidelity National Financial, Inc. (NYSE:FNF) Acquired by Kentucky Retirement Systems Insurance Trust Fund
Kentucky Retirement Systems Insurance Trust Fund purchased a new stake in shares of Fidelity National Financial, Inc. (NYSE:FNF – Free Report) during the first quarter, according to its most recent Form 13F filing with the Securities & Exchange Commission. The firm purchased 7,545 shares of the financial services provider’s stock, valued at approximately $491,000. Several […] - 2025-06-26 05:02:57
Reviewing Fidelity National Financial (NYSE:FNF) & James River Group (NASDAQ:JRVR)
Fidelity National Financial (NYSE:FNF – Get Free Report) and James River Group (NASDAQ:JRVR – Get Free Report) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their institutional ownership, profitability, earnings, analyst recommendations, valuation, risk and dividends. Insider & Institutional Ownership 81.2% of […] - 2025-06-26 03:10:52
Brokerages Set Fidelity National Financial, Inc. (NYSE:FNF) Target Price at $71.60
Shares of Fidelity National Financial, Inc. (NYSE:FNF – Get Free Report) have been given an average rating of “Moderate Buy” by the five research firms that are currently covering the company, MarketBeat reports. One equities research analyst has rated the stock with a hold recommendation and four have assigned a buy recommendation to the company. […] - 2025-06-25 02:28:56
Advisor Resource Council Acquires Shares of 4,960 Fidelity National Financial, Inc. (NYSE:FNF)
Advisor Resource Council purchased a new position in shares of Fidelity National Financial, Inc. (NYSE:FNF – Free Report) during the first quarter, HoldingsChannel reports. The firm purchased 4,960 shares of the financial services provider’s stock, valued at approximately $323,000. A number of other hedge funds and other institutional investors also recently bought and sold shares […] - 2025-06-24 06:00:52
Avior Wealth Management LLC Sells 19,907 Shares of Fidelity National Financial, Inc. (NYSE:FNF)
Avior Wealth Management LLC lessened its position in shares of Fidelity National Financial, Inc. (NYSE:FNF – Free Report) by 94.0% in the first quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission. The firm owned 1,268 shares of the financial services provider’s stock after selling 19,907 shares […] - 2025-06-24 04:52:56
Retirement Systems of Alabama Buys 313 Shares of Fidelity National Financial, Inc. (NYSE:FNF)
Retirement Systems of Alabama lifted its stake in shares of Fidelity National Financial, Inc. (NYSE:FNF – Free Report) by 0.1% in the first quarter, according to the company in its most recent filing with the Securities and Exchange Commission. The firm owned 316,399 shares of the financial services provider’s stock after acquiring an additional 313 […] - 2025-06-22 05:25:07
Sagespring Wealth Partners LLC Invests $266,000 in Fidelity National Financial, Inc. (NYSE:FNF)
Sagespring Wealth Partners LLC acquired a new stake in shares of Fidelity National Financial, Inc. (NYSE:FNF – Free Report) in the first quarter, according to the company in its most recent filing with the Securities and Exchange Commission (SEC). The institutional investor acquired 4,092 shares of the financial services provider’s stock, valued at approximately $266,000. […] - 2025-06-20 05:07:10
Brighton Jones LLC Buys New Stake in Fidelity National Financial, Inc. (NYSE:FNF)
Brighton Jones LLC purchased a new position in shares of Fidelity National Financial, Inc. (NYSE:FNF – Free Report) in the first quarter, HoldingsChannel.com reports. The firm purchased 3,409 shares of the financial services provider’s stock, valued at approximately $222,000. A number of other large investors have also recently bought and sold shares of FNF. Capital […] - 2025-06-19 05:30:49
Cyndeo Wealth Partners LLC Sells 117,813 Shares of Fidelity National Financial, Inc. (NYSE:FNF)
Cyndeo Wealth Partners LLC lowered its holdings in Fidelity National Financial, Inc. (NYSE:FNF – Free Report) by 97.0% during the first quarter, according to the company in its most recent Form 13F filing with the Securities & Exchange Commission. The firm owned 3,705 shares of the financial services provider’s stock after selling 117,813 shares during […] - 2025-06-18 05:51:00
UMB Bank n.a. Has $145,000 Holdings in Fidelity National Financial, Inc. (NYSE:FNF)
UMB Bank n.a. grew its holdings in Fidelity National Financial, Inc. (NYSE:FNF – Free Report) by 93.1% in the 1st quarter, according to its most recent disclosure with the Securities and Exchange Commission. The firm owned 2,234 shares of the financial services provider’s stock after acquiring an additional 1,077 shares during the quarter. UMB Bank […] - 2025-06-12 05:33:00
Fidelity National Financial, Inc. (NYSE:FNF) Shares Purchased by Merit Financial Group LLC
Merit Financial Group LLC raised its stake in Fidelity National Financial, Inc. (NYSE:FNF – Free Report) by 162.7% during the 1st quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission (SEC). The firm owned 13,378 shares of the financial services provider’s stock after purchasing an additional 8,286 shares during […] - 2025-06-09 05:46:43
Two Sigma Investments LP Sells 71,788 Shares of Fidelity National Financial, Inc. (NYSE:FNF)
Two Sigma Investments LP cut its stake in shares of Fidelity National Financial, Inc. (NYSE:FNF – Free Report) by 72.0% during the 4th quarter, according to its most recent 13F filing with the Securities and Exchange Commission. The fund owned 27,865 shares of the financial services provider’s stock after selling 71,788 shares during the quarter. […] - 2025-06-04 05:10:45
1,110 Shares in Fidelity National Financial, Inc. (NYSE:FNF) Purchased by MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd.
MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. purchased a new position in Fidelity National Financial, Inc. (NYSE:FNF – Free Report) in the fourth quarter, according to the company in its most recent disclosure with the Securities and Exchange Commission. The institutional investor purchased 1,110 shares of the financial services provider’s stock, valued at approximately $62,000. Other […] - 2025-06-03 04:34:52
Implied LRGF Analyst Target Price: $68
Looking at the underlying holdings of the ETFs in our coverage universe at ETF Channel, we have compared the trading price of each holding against the average analyst 12-month forward target price, and computed the weighted average implied analyst target price for the ETF itself. - 2025-05-19 07:58:32
Notable ETF Outflow Detected - IJH, RBA, SFM, FNF
Looking today at week-over-week shares outstanding changes among the universe of ETFs covered at ETF Channel, one standout is the iShares Core S&P Mid-Cap ETF (Symbol: IJH) where we have detected an approximate $144.7 million dollar outflow -- that's a 0.2% decrease week ov - 2025-04-24 12:22:10
Cerity Partners LLC Grows Stock Position in Fidelity National Financial, Inc. (NYSE:FNF)
Cerity Partners LLC boosted its holdings in shares of Fidelity National Financial, Inc. (NYSE:FNF – Free Report) by 14.4% in the 4th quarter, HoldingsChannel.com reports. The institutional investor owned 37,162 shares of the financial services provider’s stock after buying an additional 4,666 shares during the quarter. Cerity Partners LLC’s holdings in Fidelity National Financial were […] - 2025-04-16 07:15:06

iShares Core MSCI World UCITS ETF GBP Hedged (Dist) FNF holdings

DateNumber of FNF Shares HeldBase Market Value of FNF SharesLocal Market Value of FNF SharesChange in FNF Shares HeldChange in FNF Base ValueCurrent Price per FNF Share HeldPrevious Price per FNF Share Held
2025-11-27 (Thursday)400,527USD 23,823,346USD 23,823,3460USD 0 USD 59.48 USD 59.48
2025-11-26 (Wednesday)400,527USD 23,823,346FNF holding increased by 60079USD 23,823,3460USD 60,079 USD 59.48 USD 59.33
2025-11-25 (Tuesday)400,527USD 23,763,267FNF holding increased by 484638USD 23,763,2670USD 484,638 USD 59.33 USD 58.12
2025-11-24 (Monday)400,527USD 23,278,629FNF holding decreased by -368485USD 23,278,6290USD -368,485 USD 58.12 USD 59.04
2025-11-21 (Friday)400,527USD 23,647,114FNF holding increased by 664875USD 23,647,1140USD 664,875 USD 59.04 USD 57.38
2025-11-20 (Thursday)400,527USD 22,982,239FNF holding increased by 28037USD 22,982,2390USD 28,037 USD 57.38 USD 57.31
2025-11-19 (Wednesday)400,527USD 22,954,202FNF holding decreased by -184243USD 22,954,2020USD -184,243 USD 57.31 USD 57.77
2025-11-18 (Tuesday)400,527FNF holding increased by 300USD 23,138,445FNF holding increased by 257467USD 23,138,445300USD 257,467 USD 57.77 USD 57.17
2025-11-17 (Monday)400,227USD 22,880,978FNF holding decreased by -436247USD 22,880,9780USD -436,247 USD 57.17 USD 58.26
2025-11-14 (Friday)400,227USD 23,317,225FNF holding decreased by -132075USD 23,317,2250USD -132,075 USD 58.26 USD 58.59
2025-11-13 (Thursday)400,227USD 23,449,300FNF holding increased by 36020USD 23,449,3000USD 36,020 USD 58.59 USD 58.5
2025-11-12 (Wednesday)400,227USD 23,413,280FNF holding decreased by -84047USD 23,413,2800USD -84,047 USD 58.5 USD 58.71
2025-11-11 (Tuesday)400,227USD 23,497,327FNF holding increased by 484274USD 23,497,3270USD 484,274 USD 58.71 USD 57.5
Share price and value of shares held is calculated on the adjusted close price of each day (row). Changes between days reflect the gain/loss of the portfolio as a result of changes in the adjusted close price and changes in the holdings

Share Trades of FNF by Blackrock for IE00BD45YS76

Show aggregate share trades of FNF

DateActionQuantityMarket HighMarket LowLikely Trade PriceLikely Trade Value (Profit/Loss)Average Price previous trades
2025-11-18BUY30058.11056.660 56.805USD 17,041 59.03
2025-11-10BUY24057.91056.670 56.794USD 13,631 59.06
2025-11-07BUY42060.37056.240 56.653USD 23,794 59.07
2025-11-05BUY30056.07055.160 55.251USD 16,575 59.12
2025-11-04BUY1,80056.08055.245 55.328USD 99,591 59.13
2025-11-03BUY1,26055.42354.350 54.457USD 68,616 59.15
2025-10-31BUY72055.32554.400 54.493USD 39,235 59.17
2025-10-30BUY18055.60054.940 55.006USD 9,901 59.20
2025-10-29BUY54054.95055.949 55.849USD 30,159 59.22
2025-10-24BUY66057.12057.470 57.435USD 37,907 59.26
2025-10-20BUY42056.11056.350 56.326USD 23,657 59.33
2025-10-17BUY54055.24055.630 55.591USD 30,019 59.35
2025-10-03BUY41359.97060.300 60.267USD 24,890 59.41
2025-10-01BUY41360.34060.740 60.700USD 25,069 59.40
2025-09-26SELL-2,64060.41060.510 60.500USD -159,720 59.38 Loss of -2,948 on sale
2025-09-18BUY48059.17059.550 59.512USD 28,566 59.39
2025-08-21BUY18059.36059.370 59.369USD 10,686 59.39
2025-08-20BUY30059.27059.980 59.909USD 17,973 59.39
2025-07-23BUY54055.55055.700 55.685USD 30,070 59.43
2025-07-22BUY30055.72055.830 55.819USD 16,746 59.46
2025-07-18BUY18055.03055.610 55.552USD 9,999 59.51
2025-07-16BUY24053.30053.360 53.354USD 12,805 59.59
2025-07-11BUY24052.80053.540 53.466USD 12,832 59.68
2025-07-09BUY35455.12055.730 55.669USD 19,707 59.77
2025-07-08BUY17755.17057.370 57.150USD 10,116 59.80
2025-07-02BUY1,06257.31057.500 57.481USD 61,045 59.83
2025-06-30BUY1,47556.06056.810 56.735USD 83,684 59.86
2025-06-18BUY40654.12054.570 54.525USD 22,137 60.12
2025-06-04BUY1,16054.11054.810 54.740USD 63,498 60.54
2025-06-03BUY17154.66054.740 54.732USD 9,359 60.59
2025-05-09BUY29057.87060.300 60.057USD 17,417 61.31
2025-05-06BUY34264.28064.640 64.604USD 22,095 61.26
2025-04-30BUY23664.05064.140 64.131USD 15,135 61.15
2025-04-25BUY57062.65063.330 63.262USD 36,059 61.08
2025-04-24BUY45663.21063.530 63.498USD 28,955 61.06
2025-04-23BUY22862.00063.190 63.071USD 14,380 61.05
2025-04-17BUY34861.81062.650 62.566USD 21,773 61.05
2025-04-16BUY46461.48063.330 63.145USD 29,299 61.04
2025-04-15BUY98662.44063.260 63.178USD 62,294 61.03
2025-04-14BUY40662.06062.470 62.429USD 25,346 61.01
2025-04-11BUY98659.98060.150 60.133USD 59,291 61.03
2025-04-10BUY23260.17060.910 60.836USD 14,114 61.04
2025-04-09BUY1,45561.13061.670 61.616USD 89,651 61.03
2025-04-08SELL-9458.31061.270 60.974USD -5,732 61.07 Profit of 9 on sale
2025-04-07SELL-29057.84060.430 60.171USD -17,450 61.10 Profit of 271 on sale
2025-04-04BUY34860.08061.900 61.718USD 21,478 61.12
2025-03-31BUY1,62465.08065.580 65.530USD 106,421 60.94
2025-03-27BUY22864.93065.380 65.335USD 14,896 60.84
2025-03-26BUY1,14064.78066.100 65.968USD 75,204 60.79
2025-03-24BUY28564.88065.170 65.141USD 18,565 60.68
2025-03-19BUY51364.17064.500 64.467USD 33,072 60.55
2025-03-17BUY96964.91065.080 65.063USD 63,046 60.43
2025-03-11BUY68462.03062.700 62.633USD 42,841 60.28
2025-03-07BUY17162.95063.310 63.274USD 10,820 60.22
2025-02-28BUY92,68164.53064.580 64.575USD 5,984,876 59.98
Market high and low price is on the date.

* (if shown) = market close price used not a projected price. This is used when we do not have market data available to calculate a projection

The likely trade price/value is our estimate on the likely price the trade took place at and is not the actual trade price. The likely LOSS/GAIN is our estimate. Where a profit/loss value is shown in the Likely Trade Value column, this is derived from matching trades between periods eg the most recent previous BUY is matched with the SELL for the same number of shares and the difference between the likely BUY price and likely SELL price is calculated. Where a profit or loss is shown in the Average Price of Previous Trades column, this is dervied using the likely trade price compared to the average of previous trades based on adjusted close

Shorting History of FNF

DateShorted VolumeShort Exempt VolumeTotal Shares Traded% Shorted
2025-09-19184,0210275,19866.9%
2025-09-18300,22532440,88268.1%
2025-09-17243,549277363,33567.0%
2025-09-16201,699313357,51356.4%
2025-09-15192,96846308,00462.7%
2025-09-12140,5555268,46952.4%
2025-09-11191,1420383,30349.9%
2025-09-10199,602596347,31057.5%
2025-09-09281,22813427,17065.8%
2025-09-08360,240205642,32456.1%
2025-09-05234,50243330,96670.9%
2025-09-04254,739200326,46778.0%
2025-09-03221,6470394,95156.1%
2025-09-02309,8560428,02772.4%
2025-08-29208,206392290,89071.6%
2025-08-28167,420261257,73765.0%
2025-08-27203,999104302,23067.5%
2025-08-26160,1630235,17768.1%
2025-08-2594,3300156,53660.3%
2025-08-22159,6340299,46353.3%
2025-08-2199,6970217,88245.8%
2025-08-20145,907214263,23255.4%
2025-08-19164,95620632,52426.1%
2025-08-18228,02743354,82864.3%
2025-08-15252,8710346,71772.9%
2025-08-14253,4772744,84534.0%
2025-08-13235,888138421,20056.0%
2025-08-12251,38112,311430,83658.3%
2025-08-11223,46261342,86765.2%
2025-08-08303,9080398,19376.3%
2025-08-07599,8090871,01868.9%
2025-08-06299,7360488,80461.3%
2025-08-05200,462165385,85952.0%
2025-08-04204,720110330,12062.0%
2025-08-01308,051136453,37667.9%
2025-07-31218,3790357,14461.1%
2025-07-30295,8150440,17867.2%
2025-07-29187,1201,964316,31259.2%
2025-07-28499,436195593,49484.2%
2025-07-25569,352162656,24686.8%
2025-07-241,222,1722291,559,18178.4%
2025-07-23636,252917928,92768.5%
2025-07-22214,294242433,34049.5%
2025-07-21391,1590682,00057.4%
2025-07-18743,3130992,00074.9%

The data here is derived from FINRA daily shorted trade data. The Daily Short Sale Volume is the total volume of short trades that meet certain criteria on each trade date by 6 PM ET on the trade date. The detail trade data is derived from the monthly shorted trade data which will differ in aggregate. The detail trade data is derived from the transaction level data and includes ALL trades (including exempt) and the aggregation period extends beyond 6pm.

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Note: All information is provided as is without warranty and should be used for indicative purposes only. You should independently check data before making any investment decision. This information is derived from third party sources and we cannot guarantee that their data is current, accurate, complete, free from defects etc and we therefore accept no responsibility for how it may be used. We accept no liability.