Portfolio Holdings Detail for ISIN IE00BF4RFH31
Stock Name / FundiShares MSCI World Small Cap UCITS ETF USD (Acc)
IssuerBlackrock
Entity holding fund iShares III Public Limited Company
Entity TypeUmbrella investment company with variable capital and having segregated liability between its funds
Entity LEI 549300PZLRJB7M8H1057
ETF TickerWSML(USD) LSE
ETF TickerWLDS(GBP) LSE
ETF TickerIUSN(EUR) F
ETF TickerIUSN.DE(EUR) CXE
ETF TickerWLDS.LS(GBP) CXE
ETF TickerWSML.LS(USD) CXE
ETF TickerWSML.L(GBP) LSE
ETF TickerWLDS.L(GBP) LSE

Holdings detail for PLMR

Stock NamePalomar Holdings Inc
TickerPLMR(USD) NASDAQ
TYPECommon Stock
CountryUSA
ISINUS69753M1053
LEI549300DOI1MUW11BLX74

Show aggregate PLMR holdings

News associated with PLMR

JMEE's Underlying Holdings Could Mean 11% Gain Potential
Looking at the underlying holdings of the ETFs in our coverage universe at ETF Channel, we have compared the trading price of each holding against the average analyst 12-month forward target price, and computed the weighted average implied analyst target price for the ETF itself. - 2025-09-22 08:07:43
Brokerages Set Palomar Holdings, Inc. (NASDAQ:PLMR) PT at $165.83
Palomar Holdings, Inc. (NASDAQ:PLMR – Get Free Report) has earned an average recommendation of “Moderate Buy” from the seven analysts that are currently covering the firm, Marketbeat reports. Two investment analysts have rated the stock with a hold recommendation and five have given a buy recommendation to the company. The average twelve-month price objective among […] - 2025-09-19 04:33:09
Palomar (NASDAQ:PLMR) vs. Axis Capital (NYSE:AXS) Head-To-Head Survey
Palomar (NASDAQ:PLMR – Get Free Report) and Axis Capital (NYSE:AXS – Get Free Report) are both mid-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their dividends, valuation, analyst recommendations, profitability, institutional ownership, earnings and risk. Volatility & Risk Palomar has a beta of […] - 2025-09-09 04:32:59
Palomar Holdings, Inc. (NASDAQ:PLMR) Receives Consensus Recommendation of “Moderate Buy” from Analysts
Shares of Palomar Holdings, Inc. (NASDAQ:PLMR – Get Free Report) have been given a consensus recommendation of “Moderate Buy” by the seven analysts that are presently covering the stock, Marketbeat Ratings reports. Two research analysts have rated the stock with a hold recommendation and five have given a buy recommendation to the company. The average […] - 2025-08-22 02:58:51
New Age Alpha Advisors LLC Invests $185,000 in Palomar Holdings, Inc. (NASDAQ:PLMR)
New Age Alpha Advisors LLC purchased a new stake in shares of Palomar Holdings, Inc. (NASDAQ:PLMR – Free Report) during the 1st quarter, according to its most recent disclosure with the SEC. The fund purchased 1,351 shares of the company’s stock, valued at approximately $185,000. Other institutional investors have also added to or reduced their […] - 2025-08-11 05:02:56
Palomar (NASDAQ:PLMR) Stock Price Down 6.9% Following Insider Selling
Palomar Holdings, Inc. (NASDAQ:PLMR – Get Free Report) shares fell 6.9% during mid-day trading on Tuesday following insider selling activity. The stock traded as low as $116.30 and last traded at $122.41. 63,949 shares were traded during mid-day trading, a decline of 77% from the average session volume of 274,034 shares. The stock had previously […] - 2025-08-07 02:26:46
Palomar Holdings, Inc. (NASDAQ:PLMR) Shares Purchased by Zurcher Kantonalbank Zurich Cantonalbank
Zurcher Kantonalbank Zurich Cantonalbank raised its stake in shares of Palomar Holdings, Inc. (NASDAQ:PLMR – Free Report) by 3.4% in the 1st quarter, according to its most recent Form 13F filing with the SEC. The fund owned 8,102 shares of the company’s stock after purchasing an additional 270 shares during the period. Zurcher Kantonalbank Zurich […] - 2025-08-05 05:06:52
Federated Hermes Inc. Has $50.83 Million Stock Holdings in Palomar Holdings, Inc. (NASDAQ:PLMR)
Federated Hermes Inc. lessened its position in Palomar Holdings, Inc. (NASDAQ:PLMR – Free Report) by 1.0% during the first quarter, Holdings Channel reports. The institutional investor owned 370,769 shares of the company’s stock after selling 3,754 shares during the quarter. Federated Hermes Inc.’s holdings in Palomar were worth $50,825,000 as of its most recent SEC […] - 2025-07-31 05:32:53
Palomar Holdings, Inc. (NASDAQ:PLMR) Shares Sold by Allianz Asset Management GmbH
Allianz Asset Management GmbH lowered its stake in shares of Palomar Holdings, Inc. (NASDAQ:PLMR – Free Report) by 25.8% in the first quarter, Holdings Channel reports. The institutional investor owned 27,210 shares of the company’s stock after selling 9,443 shares during the quarter. Allianz Asset Management GmbH’s holdings in Palomar were worth $3,730,000 as of […] - 2025-07-29 04:44:58
Cwm LLC Buys 256 Shares of Palomar Holdings, Inc. (NASDAQ:PLMR)
Cwm LLC raised its holdings in Palomar Holdings, Inc. (NASDAQ:PLMR – Free Report) by 20.2% during the first quarter, according to the company in its most recent 13F filing with the SEC. The fund owned 1,522 shares of the company’s stock after buying an additional 256 shares during the quarter. Cwm LLC’s holdings in Palomar […] - 2025-07-28 05:00:49
Palomar Holdings, Inc. (NASDAQ:PLMR) Receives Consensus Rating of “Moderate Buy” from Brokerages
Shares of Palomar Holdings, Inc. (NASDAQ:PLMR – Get Free Report) have been assigned a consensus rating of “Moderate Buy” from the seven research firms that are covering the firm, MarketBeat.com reports. Two research analysts have rated the stock with a hold rating and five have issued a buy rating on the company. The average 12-month […] - 2025-07-28 03:06:49
Mac Armstrong Sells 5,000 Shares of Palomar Holdings, Inc. (NASDAQ:PLMR) Stock
Palomar Holdings, Inc. (NASDAQ:PLMR – Get Free Report) CEO Mac Armstrong sold 5,000 shares of the business’s stock in a transaction that occurred on Monday, July 21st. The shares were sold at an average price of $140.10, for a total value of $700,500.00. Following the sale, the chief executive officer owned 382,388 shares in the […] - 2025-07-24 05:48:54
Envestnet Asset Management Inc. Buys 3,835 Shares of Palomar Holdings, Inc. (NASDAQ:PLMR)
Envestnet Asset Management Inc. lifted its position in shares of Palomar Holdings, Inc. (NASDAQ:PLMR – Free Report) by 9.4% during the first quarter, Holdings Channel.com reports. The firm owned 44,523 shares of the company’s stock after buying an additional 3,835 shares during the quarter. Envestnet Asset Management Inc.’s holdings in Palomar were worth $6,103,000 as […] - 2025-07-24 04:27:12
Bank of New York Mellon Corp Lowers Stake in Palomar Holdings, Inc. (NASDAQ:PLMR)
Bank of New York Mellon Corp lowered its stake in shares of Palomar Holdings, Inc. (NASDAQ:PLMR – Free Report) by 2.9% in the first quarter, according to its most recent 13F filing with the SEC. The firm owned 193,145 shares of the company’s stock after selling 5,796 shares during the period. Bank of New York […] - 2025-07-17 04:51:00
Palomar Holdings, Inc. (NASDAQ:PLMR) Position Cut by Alps Advisors Inc.
Alps Advisors Inc. trimmed its stake in Palomar Holdings, Inc. (NASDAQ:PLMR – Free Report) by 28.6% during the first quarter, according to its most recent disclosure with the SEC. The fund owned 2,679 shares of the company’s stock after selling 1,071 shares during the quarter. Alps Advisors Inc.’s holdings in Palomar were worth $367,000 as […] - 2025-07-16 05:21:09
Cerity Partners LLC Has $9.66 Million Stock Holdings in Palomar Holdings, Inc. (NASDAQ:PLMR)
Cerity Partners LLC increased its position in shares of Palomar Holdings, Inc. (NASDAQ:PLMR – Free Report) by 2,825.6% during the 1st quarter, according to its most recent Form 13F filing with the Securities & Exchange Commission. The firm owned 70,449 shares of the company’s stock after acquiring an additional 68,041 shares during the quarter. Cerity […] - 2025-07-15 06:26:33
DekaBank Deutsche Girozentrale Reduces Holdings in Palomar Holdings, Inc. (NASDAQ:PLMR)
DekaBank Deutsche Girozentrale lowered its position in shares of Palomar Holdings, Inc. (NASDAQ:PLMR – Free Report) by 60.3% during the first quarter, HoldingsChannel reports. The firm owned 706 shares of the company’s stock after selling 1,073 shares during the period. DekaBank Deutsche Girozentrale’s holdings in Palomar were worth $96,000 as of its most recent SEC […] - 2025-07-15 05:52:41
3 Reasons Growth Investors Will Love Palomar (PLMR)
Palomar (PLMR) is well positioned to outperform the market, as it exhibits above-average growth in financials. - 2025-07-04 13:45:01
Palomar Holdings, Inc. (NASDAQ:PLMR) Shares Sold by Allspring Global Investments Holdings LLC
Allspring Global Investments Holdings LLC lessened its holdings in shares of Palomar Holdings, Inc. (NASDAQ:PLMR – Free Report) by 10.9% during the 1st quarter, according to its most recent disclosure with the SEC. The institutional investor owned 150,848 shares of the company’s stock after selling 18,407 shares during the quarter. Allspring Global Investments Holdings LLC’s […] - 2025-07-02 05:42:50
Palomar Holdings, Inc. (NASDAQ:PLMR) Shares Sold by Diversified Trust Co
Diversified Trust Co lessened its holdings in Palomar Holdings, Inc. (NASDAQ:PLMR – Free Report) by 24.7% during the 1st quarter, Holdings Channel reports. The firm owned 6,347 shares of the company’s stock after selling 2,079 shares during the quarter. Diversified Trust Co’s holdings in Palomar were worth $870,000 at the end of the most recent […] - 2025-06-30 05:10:57
Moran Wealth Management LLC Lowers Stake in Palomar Holdings, Inc. (NASDAQ:PLMR)
Moran Wealth Management LLC reduced its holdings in shares of Palomar Holdings, Inc. (NASDAQ:PLMR – Free Report) by 1.7% during the 1st quarter, according to its most recent 13F filing with the SEC. The fund owned 6,057 shares of the company’s stock after selling 103 shares during the period. Moran Wealth Management LLC’s holdings in […] - 2025-06-27 05:36:56
SPDR S&P Insurance ETF Experiences Big Outflow
Looking today at week-over-week shares outstanding changes among the universe of ETFs covered at ETF Channel, one standout is the SPDR S&P Insurance ETF (Symbol: KIE) where we have detected an approximate $56.6 million dollar outflow -- that's a 6.0% decrease week over week - 2025-06-24 11:50:20
NBC Securities Inc. Buys Shares of 393 Palomar Holdings, Inc. (NASDAQ:PLMR)
NBC Securities Inc. bought a new stake in Palomar Holdings, Inc. (NASDAQ:PLMR – Free Report) in the 1st quarter, Holdings Channel.com reports. The fund bought 393 shares of the company’s stock, valued at approximately $53,000. Several other large investors have also recently bought and sold shares of PLMR. Blue Trust Inc. bought a new stake […] - 2025-06-13 04:44:54
California State Teachers Retirement System Grows Position in Palomar Holdings, Inc. (NASDAQ:PLMR)
California State Teachers Retirement System increased its position in shares of Palomar Holdings, Inc. (NASDAQ:PLMR – Free Report) by 3.8% during the fourth quarter, according to its most recent filing with the Securities & Exchange Commission. The fund owned 24,444 shares of the company’s stock after buying an additional 899 shares during the quarter. California […] - 2025-06-06 05:06:54
Palomar Holdings, Inc. (NASDAQ:PLMR) Shares Sold by Two Sigma Advisers LP
Two Sigma Advisers LP lowered its position in shares of Palomar Holdings, Inc. (NASDAQ:PLMR – Free Report) by 10.7% during the fourth quarter, according to the company in its most recent Form 13F filing with the SEC. The fund owned 5,000 shares of the company’s stock after selling 600 shares during the quarter. Two Sigma […] - 2025-06-04 04:48:47
Palomar (NASDAQ:PLMR) Hits New 12-Month High Following Analyst Upgrade
Palomar Holdings, Inc. (NASDAQ:PLMR – Get Free Report)’s stock price reached a new 52-week high on Monday after Wall Street Zen upgraded the stock from a hold rating to a buy rating. The stock traded as high as $172.93 and last traded at $172.02, with a volume of 22048 shares trading hands. The stock had […] - 2025-06-04 02:01:03
Palomar (NASDAQ:PLMR) Stock Rating Upgraded by Wall Street Zen
Wall Street Zen upgraded shares of Palomar (NASDAQ:PLMR – Free Report) from a hold rating to a buy rating in a research report sent to investors on Friday. Several other equities analysts have also recently weighed in on PLMR. Evercore ISI raised their price target on shares of Palomar from $163.00 to $168.00 and gave […] - 2025-06-02 04:10:44
Squarepoint Ops LLC Has $1.02 Million Stock Holdings in Palomar Holdings, Inc. (NASDAQ:PLMR)
Squarepoint Ops LLC cut its holdings in Palomar Holdings, Inc. (NASDAQ:PLMR – Free Report) by 34.7% in the fourth quarter, HoldingsChannel.com reports. The institutional investor owned 9,655 shares of the company’s stock after selling 5,137 shares during the quarter. Squarepoint Ops LLC’s holdings in Palomar were worth $1,019,000 at the end of the most recent […] - 2025-06-01 05:31:13
5,830 Shares in Palomar Holdings, Inc. (NASDAQ:PLMR) Acquired by Tidal Investments LLC
Tidal Investments LLC purchased a new stake in Palomar Holdings, Inc. (NASDAQ:PLMR – Free Report) in the 4th quarter, according to the company in its most recent Form 13F filing with the SEC. The firm purchased 5,830 shares of the company’s stock, valued at approximately $616,000. Several other hedge funds and other institutional investors also […] - 2025-05-28 05:18:50
Lazard Asset Management LLC Lowers Stock Position in Palomar Holdings, Inc. (NASDAQ:PLMR)
Lazard Asset Management LLC trimmed its position in shares of Palomar Holdings, Inc. (NASDAQ:PLMR – Free Report) by 51.0% in the fourth quarter, according to the company in its most recent 13F filing with the Securities & Exchange Commission. The fund owned 3,961 shares of the company’s stock after selling 4,129 shares during the period. […] - 2025-05-23 05:27:05

iShares MSCI World Small Cap UCITS ETF USD (Acc) PLMR holdings

DateNumber of PLMR Shares HeldBase Market Value of PLMR SharesLocal Market Value of PLMR SharesChange in PLMR Shares HeldChange in PLMR Base ValueCurrent Price per PLMR Share HeldPrevious Price per PLMR Share Held
2025-11-27 (Thursday)19,720USD 2,444,294USD 2,444,2940USD 0 USD 123.95 USD 123.95
2025-11-26 (Wednesday)19,720PLMR holding decreased by -37USD 2,444,294PLMR holding decreased by -2413USD 2,444,294-37USD -2,413 USD 123.95 USD 123.84
2025-11-25 (Tuesday)19,757USD 2,446,707PLMR holding increased by 8298USD 2,446,7070USD 8,298 USD 123.84 USD 123.42
2025-11-24 (Monday)19,757USD 2,438,409PLMR holding increased by 12052USD 2,438,4090USD 12,052 USD 123.42 USD 122.81
2025-11-21 (Friday)19,757USD 2,426,357PLMR holding increased by 22720USD 2,426,3570USD 22,720 USD 122.81 USD 121.66
2025-11-20 (Thursday)19,757PLMR holding increased by 114USD 2,403,637PLMR holding decreased by -61560USD 2,403,637114USD -61,560 USD 121.66 USD 125.5
2025-11-19 (Wednesday)19,643PLMR holding increased by 1140USD 2,465,197PLMR holding increased by 66838USD 2,465,1971,140USD 66,838 USD 125.5 USD 129.62
2025-11-18 (Tuesday)18,503USD 2,398,359PLMR holding increased by 21094USD 2,398,3590USD 21,094 USD 129.62 USD 128.48
2025-11-17 (Monday)18,503USD 2,377,265PLMR holding decreased by -22944USD 2,377,2650USD -22,944 USD 128.48 USD 129.72
2025-11-14 (Friday)18,503PLMR holding decreased by -148USD 2,400,209PLMR holding decreased by -25540USD 2,400,209-148USD -25,540 USD 129.72 USD 130.06
2025-11-13 (Thursday)18,651USD 2,425,749PLMR holding decreased by -44576USD 2,425,7490USD -44,576 USD 130.06 USD 132.45
2025-11-12 (Wednesday)18,651USD 2,470,325PLMR holding increased by 6901USD 2,470,3250USD 6,901 USD 132.45 USD 132.08
2025-11-11 (Tuesday)18,651USD 2,463,424PLMR holding increased by 47933USD 2,463,4240USD 47,933 USD 132.08 USD 129.51
Share price and value of shares held is calculated on the adjusted close price of each day (row). Changes between days reflect the gain/loss of the portfolio as a result of changes in the adjusted close price and changes in the holdings

Share Trades of PLMR by Blackrock for IE00BF4RFH31

Show aggregate share trades of PLMR

DateActionQuantityMarket HighMarket LowLikely Trade PriceLikely Trade Value (Profit/Loss)Average Price previous trades
2025-11-26SELL-37125.520123.230 123.459USD -4,568 129.32 Profit of 217 on sale
2025-11-26SELL-37125.520123.230 123.459USD -4,568 129.32 Profit of 217 on sale
2025-11-20BUY114 121.660* 129.45
2025-11-19BUY1,140 125.500* 129.47
2025-11-14SELL-148130.340127.610 127.883USD -18,927 129.47 Profit of 235 on sale
2025-10-29BUY74112.490112.950 112.904USD 8,355 130.00
2025-10-21BUY148115.340116.260 116.168USD 17,193 130.53
2025-10-07BUY74115.440115.470 115.467USD 8,545 130.79
2025-09-08SELL-148123.790123.927 123.913USD -18,339 131.72 Profit of 1,156 on sale
2025-08-15BUY74120.260123.192 122.899USD 9,095 131.79
2025-08-07BUY222122.890123.110 123.088USD 27,326 131.90
2025-07-29BUY74129.990132.735 132.461USD 9,802 132.14
2025-07-14BUY148141.170143.305 143.091USD 21,178 131.81
2025-06-30BUY148154.250155.280 155.177USD 22,966 131.24
2025-06-25BUY222151.260161.355 160.345USD 35,597 130.79
2025-06-20SELL-37155.670157.160 157.011USD -5,809 130.20 Loss of -992 on sale
2025-06-12SELL-296161.070161.105 161.101USD -47,686 128.91 Loss of -9,530 on sale
2025-06-02BUY111175.670175.780 175.769USD 19,510 126.50
2025-05-30SELL-2,163171.470172.372 172.282USD -372,646 126.14 Loss of -99,798 on sale
2025-05-28BUY82162.450163.540 163.431USD 13,401 125.54
2025-05-14BUY41156.120157.020 156.930USD 6,434 122.46
2025-05-13BUY82155.680157.200 157.048USD 12,878 122.16
2025-05-07BUY123156.820163.775 163.079USD 20,059 120.83
2025-04-28BUY41149.340150.430 150.321USD 6,163 118.81
2025-04-16BUY533150.440153.760 153.428USD 81,777 116.18
2025-04-14BUY82150.540152.416 152.228USD 12,483 115.39
2025-04-08SELL-84131.060139.920 139.034USD -11,679 114.20 Loss of -2,086 on sale
2025-04-04SELL-84133.280141.300 140.498USD -11,802 113.79 Loss of -2,244 on sale
2025-03-28BUY420136.770138.690 138.498USD 58,169 112.56
2025-03-12SELL-84130.440133.620 133.302USD -11,197 109.18 Loss of -2,027 on sale
2025-03-04SELL-84127.180129.490 129.259USD -10,858 107.69 Loss of -1,812 on sale
2025-02-26SELL-168122.000125.300 124.970USD -20,995 106.51 Loss of -3,101 on sale
2025-02-13BUY42125.040128.380 128.046USD 5,378 103.51
2025-02-12BUY168108.990110.625 110.461USD 18,558 103.40
2025-01-27BUY42106.240107.645 107.504USD 4,515 101.76
2025-01-23BUY42102.710107.630 107.138USD 4,500 101.68
2024-12-09BUY1,512107.380110.460 110.152USD 166,550 100.99
2024-12-04BUY84111.010112.100 111.991USD 9,407 100.07
2024-12-03BUY126108.130109.780 109.615USD 13,811 99.78
2024-11-19BUY252107.160109.160 108.960USD 27,458 94.95
2024-11-18BUY84108.480109.440 109.344USD 9,185 94.16
2024-11-12BUY168100.690102.295 102.134USD 17,159 93.75
2024-11-11BUY42101.580107.000 106.458USD 4,471 93.23
2024-11-07BUY21095.77096.650 96.562USD 20,278 92.50
2024-10-23BUY8494.19094.940 94.865USD 7,969 95.88
Market high and low price is on the date.

* (if shown) = market close price used not a projected price. This is used when we do not have market data available to calculate a projection

The likely trade price/value is our estimate on the likely price the trade took place at and is not the actual trade price. The likely LOSS/GAIN is our estimate. Where a profit/loss value is shown in the Likely Trade Value column, this is derived from matching trades between periods eg the most recent previous BUY is matched with the SELL for the same number of shares and the difference between the likely BUY price and likely SELL price is calculated. Where a profit or loss is shown in the Average Price of Previous Trades column, this is dervied using the likely trade price compared to the average of previous trades based on adjusted close

Shorting History of PLMR

DateShorted VolumeShort Exempt VolumeTotal Shares Traded% Shorted
2025-09-1923,5769159,77439.4%
2025-09-1878,4890275,27528.5%
2025-09-1725,8340109,26323.6%
2025-09-1640,7010118,28334.4%
2025-09-1544,0723115,51638.2%
2025-09-1228,9750109,69626.4%
2025-09-1164,6860173,64637.3%
2025-09-1055,1870176,35631.3%
2025-09-0930,607082,16937.2%
2025-09-0834,916067,63051.6%
2025-09-0533,5612057,81858.0%
2025-09-0432,7931,96281,06440.5%
2025-09-0334,13210070,41648.5%
2025-09-0220,8198858,90435.3%
2025-08-2932,228057,81255.7%
2025-08-2838,662092,25041.9%
2025-08-2732,8432589,27236.8%
2025-08-2642,6890161,16926.5%
2025-08-2559,5050109,64654.3%
2025-08-2271,6530112,20163.9%
2025-08-2178,4180166,14547.2%
2025-08-2047,343079,25859.7%
2025-08-1942,4378480,76652.5%
2025-08-1834,276070,59248.6%
2025-08-1523,9230106,01122.6%
2025-08-1448,3560117,58141.1%
2025-08-1360,1100142,45142.2%
2025-08-1237,489086,51243.3%
2025-08-1154,3100121,56644.7%
2025-08-0853,2910140,43937.9%
2025-08-07111,1160287,35738.7%
2025-08-06284,84815,5901,415,40320.1%
2025-08-05179,5508,922441,45540.7%
2025-08-0489,808458181,88249.4%
2025-08-0161,9390173,00235.8%
2025-07-3165,0000128,28650.7%
2025-07-3043,15597683,19251.9%
2025-07-2949,62032109,31545.4%
2025-07-2850,1140128,92738.9%
2025-07-2556,0000121,43546.1%
2025-07-2460,15957148,10840.6%
2025-07-2398,765508161,92461.0%
2025-07-2262,188785115,68053.8%
2025-07-2182,9060146,69056.5%
2025-07-1859,14012,05791,77464.4%

The data here is derived from FINRA daily shorted trade data. The Daily Short Sale Volume is the total volume of short trades that meet certain criteria on each trade date by 6 PM ET on the trade date. The detail trade data is derived from the monthly shorted trade data which will differ in aggregate. The detail trade data is derived from the transaction level data and includes ALL trades (including exempt) and the aggregation period extends beyond 6pm.

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Note: All information is provided as is without warranty and should be used for indicative purposes only. You should independently check data before making any investment decision. This information is derived from third party sources and we cannot guarantee that their data is current, accurate, complete, free from defects etc and we therefore accept no responsibility for how it may be used. We accept no liability.